Brown-Phillips Insurance Terms & Conditions

Terms of Service
Effective Date: 02/25/2025
These Terms of Service (“Terms”) govern your access to and use of Brown-Phillips Insurance services (“Services”). By using our Services, you agree to
these Terms. If you do not agree, you must not use our Services.

  1. Service Overview
    Brown-Phillips Insurance provides customer service, sales & support. Use of
    our Services is subject to these Terms and all applicable laws.
  2. Eligibility
    ● To use our Services, you must be at least 18 years old and capable of
    forming a binding contract under applicable laws.
    ● Providing false information during registration or use of Services may
    result in termination of your account.
  3. Privacy and Data Usage
    ● No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or
    share your personal data with third parties for marketing or commercial
    purposes.
    ● Your data is only used to provide and improve our Services, as outlined in
    our [Privacy Policy].
  4. Permitted Use
    ● You may use our Services only for lawful purposes. Prohibited activities
    include:
    ○ Violating any applicable laws or regulations.
    ○ Misusing the Services to send spam, malware, or engage in
    fraudulent activities.
    ○ Attempting to disrupt or harm our Services or infrastructure.
  5. Fees and Payments
    ● Use of certain Services may require payment. All fees are outlined during
    the registration or subscription process.
    ● Failure to make timely payments may result in suspension or termination
    of access to our Services.
  6. Intellectual Property
    ● All intellectual property rights related to the Services, including content,
    logos, and trademarks, remain the property of Farmers Insurance.
    ● You may not copy, modify, or distribute any materials provided through
    the Services without prior written consent.
  7. Account Suspension and Termination
    ● We reserve the right to suspend or terminate your account for violating
    these Terms or engaging in unlawful behavior.
    ● Termination may occur without prior notice in cases of severe violations.
  8. Limitation of Liability
    ● To the maximum extent permitted by law, Brown-Phillips Insurance is
    not liable for any indirect, incidental, or consequential damages resulting
    from the use of our Services.
  9. Modifications to Terms
    ● We may update these Terms at any time.
    ● Continued use of the Services after changes are made constitutes your
    acceptance of the updated Terms.
  10. Governing Law
    ● These Terms are governed by the laws of Wake County, Raleigh, NC.
    Any disputes will be resolved exclusively in the courts of Wake County, Raleigh, NC. USA.
  11. Contact Information
    For questions about these Terms or our Services, please contact us at:
    Email: info@brownphillips.com
    Phone: 919-874-0405

By accessing or using our Services, you acknowledge that you have read,
understood, and agree to these Terms.