Terms of Service
Effective Date: 02/25/2025
These Terms of Service (“Terms”) govern your access to and use of Brown-Phillips Insurance services (“Services”). By using our Services, you agree to
these Terms. If you do not agree, you must not use our Services.
- Service Overview
Brown-Phillips Insurance provides customer service, sales & support. Use of
our Services is subject to these Terms and all applicable laws. - Eligibility
● To use our Services, you must be at least 18 years old and capable of
forming a binding contract under applicable laws.
● Providing false information during registration or use of Services may
result in termination of your account. - Privacy and Data Usage
● No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or
share your personal data with third parties for marketing or commercial
purposes.
● Your data is only used to provide and improve our Services, as outlined in
our [Privacy Policy]. - Permitted Use
● You may use our Services only for lawful purposes. Prohibited activities
include:
○ Violating any applicable laws or regulations.
○ Misusing the Services to send spam, malware, or engage in
fraudulent activities.
○ Attempting to disrupt or harm our Services or infrastructure. - Fees and Payments
● Use of certain Services may require payment. All fees are outlined during
the registration or subscription process.
● Failure to make timely payments may result in suspension or termination
of access to our Services. - Intellectual Property
● All intellectual property rights related to the Services, including content,
logos, and trademarks, remain the property of Farmers Insurance.
● You may not copy, modify, or distribute any materials provided through
the Services without prior written consent. - Account Suspension and Termination
● We reserve the right to suspend or terminate your account for violating
these Terms or engaging in unlawful behavior.
● Termination may occur without prior notice in cases of severe violations. - Limitation of Liability
● To the maximum extent permitted by law, Brown-Phillips Insurance is
not liable for any indirect, incidental, or consequential damages resulting
from the use of our Services. - Modifications to Terms
● We may update these Terms at any time.
● Continued use of the Services after changes are made constitutes your
acceptance of the updated Terms. - Governing Law
● These Terms are governed by the laws of Wake County, Raleigh, NC.
Any disputes will be resolved exclusively in the courts of Wake County, Raleigh, NC. USA. - Contact Information
For questions about these Terms or our Services, please contact us at:
Email: info@brownphillips.com
Phone: 919-874-0405
By accessing or using our Services, you acknowledge that you have read,
understood, and agree to these Terms.