Commercial insurance provides a way for business owners to minimize some of the financial risks they face when it comes to owning and operating a business. North Carolina is business-friendly, but even a company that manages to avoid making mistakes isn't able to completely prevent financial risk. With the help of our independent agency, it may be possible to minimize some of the financial risks associated with owning a company. Let our team help you to find affordable, but comprehensive coverage that fits your business. You can easily and quickly compare policies with us from multiple carriers, giving you the opportunity to find the best fit for your needs.
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Commercial Auto Insurance
Commercial automotive insurance is a must for any business that operates one or more vehicles during the course of business. This includes independent contractors who use just one car or those who have a large fleet of trucks, delivery vans, or passenger vehicles. North Carolina commercial insurance should provide coverage for both property protection and liability to give the business ample protection.
Commercial General Liability Insurance (CGL)
General liability helps in cases where a business faces a claim or lawsuit. This may be due to ineffective products, slips and falls on the property, or misleading advertising. Though every plan is different, liability risks are very much a part of owning a business. With CGL, business owners may be able to reduce some of that risk.
Commercial Property Insurance
Property insurance may help to protect the company's real estate from some threats, such as vandalism, theft, and fires. It may also help protect assets such as equipment and inventory. Even if a company leases their property, property insurance is important when assets are valuable.
Workers Compensation
Many North Carolina companies need workers compensation. It may be a requirement. This type of insurance may help to minimize the financial strain on a business if an employee is hurt on the job. The employee gets the compensation he or she needs for lost time and work or medical bills, but the business doesn't have to cover these costs out of pocket.
Business Owner Package (BOP)
A "BOP" provides additional liability coverage in a cost-effective manner. It can be a very important investment for business owners looking for affordability. Work with our independent agency to get quality North Carolina commercial insurance that minimizes some of the risks you face.